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#SAVINGS PLANNER CALCULATOR DRIVER#
(3) nasjonale og regionale myndigheter, herunder offentlige organer som forvalter offentlig gjeld på nasjonalt eller regionalt plan, sentralbanker og internasjonale og overnasjonale institusjoner, og (4) andre institusjonelle investorer som har som hovedvirksomhet å investere i finansielle instrumenter, herunder enheter som driver med verdipapirisering av eiendeler eller andre finansielle transaksjoner.Īn individual investor, also known as a retail client and a private client, is a client organisation or individual who cannot meet both (i) one or more of the professional client criteria laid down in Annex II to the Markets in Financial Instruments Directive II (Directive 2014/65/EU), and (ii) one or more of the qualified investor criteria set out in Article 2 of the Prospectus Regulation ((EU) 2017/1129). (2) store foretak som oppfyller minst to av følgende krav til størrelsen på foretaksnivå: (a) regnskapsmessig balanse på et beløp i norske kroner som minst svarer til EUR 20 000 000 (b) årlig netto omsetning på et beløp i norske kroner på minst EUR 40 000 000 og/eller (c) egenkapital på et beløp i norske kroner som minst svarer til EUR 2 000 000.

(1) foretak som har fått tillatelse til eller er lovregulert for å utøve virksomhet på finansmarkedene og er å anse som: (a) kredittinstitusjon (b) verdipapirforetak (c) andre godkjente eller lovregulerte finansinstitusjoner (d) forsikringsselskap (e) innretninger for kollektive investeringer og forvaltningsselskaper for slike innretninger (f) pensjonsfond og forvaltningsselskap for slike fond (g) vare – og derivatforhandlere (h) lokale foretak (i) andre institusjonelle investorer. Følgende kunder anses som profesjonelle i relasjon til investeringstjenester og finansielle instrumenter: Kvalifisert motpart er en underkategori av profesjonelle investorer. Det er tre kategorier av investortyper i Norge, herunder ikke-profesjonell investor (privat investor), profesjonell investor (institusjonell investor) og kvalifisert motpart (som definert i direktiv 2014/65/EU - MiFID II).
